Household finances, without anyone having to keep trackHousehold finances, without anyone having to keep track
You pay and the expense logs itself. Bills are read from your email. And the app tells you who owes how much to whom before anyone has to argue about it.
Good morning, Tomi
September · just one payment left
This month’s spending
$973
Still to pay
$135
Sofi owes Tomi
$78
Electricity is due tomorrow
$ 49 · Sofi pays
- How much you spent
- Who owes whom
- What's left to pay
- Reminds you ahead of time
Your household, sorted. No spreadsheets.
Start free — 30 daysHow it works
Adding an expense takes three seconds
Tap add, type what it was and how much, and you're done: the month's total and who owes what update themselves. You can dictate on any phone, and on iPhone it logs itself when you pay.
September, between the two of you
$ 1,114
- Internet$ 32Pending
- RRent$ 947Paid
- HHOA fees$ 135Pending
The end-of-month conversation is usually the same: did you already pay this?, how much do I owe you?, was the electricity bill higher or is it just me? It's not a money problem, it's not having the numbers together in one place.
- Without connecting your bankWe never ask for passwords or access to your accounts.
- Works offlineYou can still add things, and it syncs when the connection is back.
- Your data is yoursThey download as a spreadsheet whenever you want.
- Up to six peoplePartner, family or friends, with or without an account.
The split
Who owes whom, without arguing
Every expense has an owner: you, someone else, or everyone. With two people, the balance is one number. With more, the app works out the fewest transfers so nobody sends money around in circles.
- Split 50/50, or based on what each person earns
- A one-off expense can be split differently from the rest
- Anything left unpaid last month is added automatically
September, between the two of you
$ 973
Sofi needs to give Tomi $ 78
Adding expenses
Adding an expense without it being a chore
People never quit a shared-expenses app because the math is wrong: they quit because entering everything by hand gets tiring. Here, most ways of adding don't make you type a number, and some don't even make you open the app.
- Pay with your phone and it's logged automatically, with the store and the amount (iPhone or Android)
- One tap from your home screen and you dictate it: “groceries eighty”
- Scan the receipt's QR code, or upload your whole bank statement
Groups
Home and trips, kept apart
Your couple's finances don't mix with the trip to Brazil with friends. Each group has its own —its people, its expenses, its split— and you switch between them from the top.
- Up to six people per household or group, with or without an account
- Whoever doesn't want to show what they earn, doesn't have to
- Rent adjusts itself according to the lease you enter
Switch groups from the top; finances don't mix
How it works
What gets said at home, and what the app answers
How it starts
- 1
You create your account
With your email. No card needed and nothing technical to set up.
- 2
You add everyone else
Send them a code and they see the same data. They join free: only the account owner pays.
- 3
You add your monthly bills
The app suggests the usual ones; you're up and running in two minutes.
And to add expenses, whatever suits you
Pick where to start
There's a free-forever version, and you start with 30 days of everything else without entering a card. When they're up, if you don't want to pay, the account stays on Free: nothing is deleted. You pay per account, not per person — the people you add join free.
Free
To try it at your own pace, or if the basics are enough for you.
Free
Forever, no card
- 1 household · up to 2 people
- 1 group · up to 4 people
- 5 different people in total
- Fixed, installment and one-off expenses
- Who owes whom, every month
- One trip group, up to 4 people
- Due date reminders by email and notification
- The last 3 months and one home
Home
A couple, a family or a shared home.
US$ 4.99per month
or US$ 39 per year — 35% less
- 2 households · up to 6 people
- 5 groups · up to 6 people
- 15 different people in total
- Everything in Free, with every month
- Bills read from your email
- Groups for trips and outings
- Income, savings goals and insights
- Split by what each person earns
- No WhatsApp or AI reading
Home+
To log without opening the app and see the whole picture.
US$ 7.99per month
or US$ 59 per year — 38% less
- 3 households · up to 6 people
- 10 groups · up to 6 people
- 25 different people in total
- Everything in Home
- Log expenses and get alerts on WhatsApp
- Import your card statement with AI
- Dollars, investments and loans
- Automatic backups
| Limit | Free | Home | Home+ |
|---|---|---|---|
| HouseholdsYour home, a shared flat | 1 | 2 | 3 |
| Open groupsA trip, a group gift | 1 | 5 | 10 |
| People per householdWith or without an account | 2 | 6 | 6 |
| People per groupWith or without an account | 4 | 6 | 6 |
| Different people in totalAcross all your households and groups | 5 | 15 | 25 |
| See and understand | Free | Home | Home+ |
| Every monthWithout this you see the last three months | — | Included | Included |
| InsightsWhere the money goes, month-to-month comparisons and trends | — | Included | Included |
| Budgets by categoryA cap per category and how much room is left | — | Included | Included |
| Download the spreadsheetEverything in one file, whenever you want | — | Included | Included |
| Let it fill itself in | Free | Home | Home+ |
| Bills from your emailThe app reads utility bills and fills in the amount by itself | — | Included | Included |
| Scan the receipt QRScan the receipt and the total and store come up | — | Included | Included |
| Import your card statementUpload the statement and pick which expenses go in | — | — | Included |
| Add by speakingSay it out loud and the app enters it | — | Included | Included |
| The other sides of money | Free | Home | Home+ |
| IncomeHow much comes in each month, and what is really left | — | Included | Included |
| Savings and goalsWhat you have saved and what you are saving for | — | Included | Included |
| DollarsSavings in dollars, rates and alerts when it drops | — | — | Included |
| InvestmentsTrack what you have invested and simulate the returns | — | — | Included |
| LoansThe loans you already have, with their schedule and what's left | — | — | Included |
| Rental contractRent adjusts itself according to the contract | — | Included | Included |
| Share | Free | Home | Home+ |
| GroupsA trip or an outing kept apart from household bills | — | Included | Included |
| Shared fundIf you share an account the day-to-day comes out of | — | Included | Included |
| Split by what each person earnsInstead of fifty-fifty | — | Included | Included |
| CommentsTalk about an expense without leaving the app | — | Included | Included |
| TagsTag expenses with your own label besides the category | — | Included | Included |
| Loans between youMoney you lend each other, outside household expenses | — | Included | Included |
| Reminders and data | Free | Home | Home+ |
| WhatsApp remindersDue dates, where you actually look | — | — | Included |
| BackupsA weekly copy, and a way back if something got deleted | — | — | Included |
Closing a finished group frees up its spot. Prices are in US dollars. Payments outside Argentina are still being set up: in the meantime, the free version is always available.
Common questions
Do the people I invite pay?
No. You pay per account, not per person: whoever opens it picks the plan, and everyone they add to their households and groups joins free. A family pays once, even with a home and three trips set up.
What happens if I reach my plan's limit?
Nothing is deleted. The app lets you know and won't let you add more households, groups or people until you change plans or close a finished group, which frees up its spot. The limits exist so a plan isn't shared among strangers, not to rush a family.
Does it work if we don't live together?
Yes. A household is for what repeats every month, and a group is for something with a start and an end: a trip, a group gift, a barbecue. You can have both in the same account, with different people in each.
What if the other person doesn't want to install anything?
You can add them anyway: they're included in the split and the math works out, they just don't have an account to log in and look. Whenever they want, they join with the code and see everything from before.
Can the other person see my income?
Only if you want. Income and investments are shared or not individually, and decided per household: it may make sense at home, and not on a trip with friends.
Can I use it on my phone?
Yes, and it installs like an app from the browser — no app store needed. It works offline to look at what you've entered, and syncs when you're back online. With your phone's shortcuts you can add an expense without opening it: on iPhone it logs itself when you pay with Apple Pay.
Do I have to connect my bank account?
No, and on purpose. We don't ask for bank passwords or access to your accounts: expenses come in from what you pay with your phone, bills that arrive by email, the receipt's QR code or the statement you upload yourself. That way nobody but you holds the keys to your money.
What happens if I stop paying?
You can still see everything you've entered and download the spreadsheet anytime. What stops is adding new things, until you renew. Nothing is deleted.
About your data
Each household's data is kept separate from everyone else's: nobody can see yours, not even by mistake.
Bills you upload are read and discarded: the file isn't kept unless you ask to save it as a receipt. If you take a photo, the text is extracted on your own phone and the image never leaves it.
You can download everything you've entered as a spreadsheet whenever you want, and delete your account with all its data, without asking anyone's permission.
Try it this month
Track one month of expenses and see if the end-of-month conversation gets shorter.